tag:blogger.com,1999:blog-86625245985516360342024-03-17T23:03:47.214-07:00Equipment Finance AdvisorEducating small business owners on trends in equipment financing and business borrowing . Ideas on how to get better terms by improving both business and personal credit . Insights on what commercial lenders look for
when reviewing applications for equipment leases, loans,
and lines of credit.LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.comBlogger53125tag:blogger.com,1999:blog-8662524598551636034.post-9356932034360983162018-01-16T12:11:00.000-08:002018-01-16T12:11:14.448-08:00New Tax Law Should Have Positive Impact on Capital Equipment Market Recently we had the most radical tax plan change since 1986 . There has been a lot of media
Coverage focusing on the potential impact on our national debt and how it favors the wealthy at the expense of the middle class and poor. One thing can;t be debated, however, is it it will free
Up capital to potential re-invest for the small business owner .
Here are the key changes that will impact individual taxpayers / business owners
Lower individual income tax brackets across the board :
Many businesses in the pallet industry are taxed as sole proprietorships , partnerships, or
S Corporations . This means business is passed through to the owners , who pay taxes based upon individual income tax rates. Starting in 2018 , HR 1 lowers individual income taxes
Across the board. Graduated rates that apply to ordinary income are 10%, 12% ( down from
15% ), 22% ( down from 25%) , 24% ( down from 28%) 32% ( down from 33% ) 35 and 37% ( down from 39,6) . HR 1 leaves the maximum tax rates on net capital gains and qualified dividends the same as before.
Significant reduction in Corporate tax rate
Permanently lowers the maximum corporate tax rate from 35 to 21% beginning in 2018.
Transformation of corporate tax rate from graduated system to flat rate for all income levels ,
Lowers tax rates for pass-through business income- 2018 to 20125 individuals receiving
Income from a a pass through business - including sole proprietorship , S Corp or partnership- take a new Section 199A Deduction
These owners can generally deduct 20% of qualified business income defined as net amount of
Income , gain, deduction and loss attributable to a domestic trade or business , from their taxable income . 1099A deduction is generally limited to 50% of w-2 wages paid . Wage limitation applie s only to individuals with taxable income greater than $ 315,000 or $ 157500 for individuals .
Section 179 - Beginning in 2018 an increase in Section 179 - same year write up goes to
$ 1 million ( $ 500k more than before ) with a $ 2.5 million threshold raised from 2.03 million .
Bonus Depreciation -
HR allows 100% bonus depreciation ( up from 50% ) for five years for qualifying personal property acquired or placed into service after September 27th, 2017. Additional 5 year depreciation is then reduced until fully eliminated in 2017 . Significantly HR applies bonus depreciation to used property , not just new property
LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com17tag:blogger.com,1999:blog-8662524598551636034.post-2156676376331779842017-12-26T13:04:00.001-08:002018-01-16T12:10:38.913-08:00Pre-pay taxes While You can to minimize tax bill in 2017 ..
Now that the new tax law has been signed by President Trump, there are steps you may consider taking right now before year end.
For example, personal property taxes may make sense to pre-pay in 2017 with standard deduction doubling for next year.
According to San Jose Mercury News - https://www.mercurynews.com/2017/12/22/can-you-pre-pay-your-2018-taxes-to-avoid-the-gop-tax-bill-heres-what-you-need-to-know/
Here’s the short form: You can’t pre-pay your 2018 state income or property taxes. But you can pay the last installments of your 2017 taxes — which are not due until next year — before 2018. If you itemize, doing so could save you big money on your federal tax bill this year.
Starting next year, the tax overhaul that President Donald Trump signed into law Friday caps the deductions for state and local income and property taxes at $10,000 combined.
LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com10tag:blogger.com,1999:blog-8662524598551636034.post-81778704901091445872017-11-13T18:37:00.000-08:002017-11-13T18:37:01.121-08:00Section 179 - Invest in 2017 at higher corporate rate ?
Now that Congress is debating lowering the corporate tax rate , it might be even more important to acquire
equipment / technology you have been debating . Since Section 179 is based on a 100% writeoff in year 1, but investing
now at 35 percent tax rate you may get a significantly higher discount than if you implement in 2018 .
LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-44110983858703005942014-09-14T16:36:00.002-07:002014-09-14T16:42:07.160-07:00 Improving Your Financing Chances - http://www.palletenterprise.com/view_article.asp?articleID=4222
Companies should also check their Dun & Bradstreet (D&B) report. D&B compiles credit data on businesses from public records, vendor payment information and financial reports and uses it to produce reports that evaluate a company’s creditworthiness. It is essentially a company’s credit score.
If your personal credit does not look very good, take steps to improve it before applying for a business loan. You can do this by paying bills on time, paying off credit card balances every month, getting rid of outstanding debt and not applying for more credit too often. This will take time, so if you know you may need financing in the future start preparing now.
LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com25tag:blogger.com,1999:blog-8662524598551636034.post-3502511500144192792012-01-08T09:19:00.000-08:002012-01-08T09:27:43.466-08:0010 Golden Rules for Implementing IP based Telephony System<a href="http://www.emergeits.com/nl/1211/IT_Management_Dec11.htm">Emerging Trends - Newsletter</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com2tag:blogger.com,1999:blog-8662524598551636034.post-9256514611995710412011-12-06T17:57:00.001-08:002011-12-06T17:57:56.610-08:00Equipping Small Businesses for SuccessEquipping Small Businesses for Success<br />
<br />
William G. Sutton, CAE<br />
President and CEO, Equipment Leasing and Finance Association<br />
<br />
Most small businesses require equipment in order to operate, from computers to furniture to fleet cars, but simply don’t have many funding options. Aside from internally generated cash flow or credit lines, businesses interested in acquiring equipment require other choices for financing their capital spending.<br />
<br />
Many finance companies, from commercial banks to manufacturers and smaller, more specialized commercial finance companies around the country, offer a variety of options for small businesses who want to acquire equipment.<br />
<br />
Knowing the financing options available for equipment acquisition will enable you to get the most for your business without hamstringing your budget or your company’s future. Remember, you make money by using equipment, not necessarily by owning it.<br />
<br />
Benefits of Equipment Financing In Uncertain Conditions<br />
<br />
The current market situation finds equipment financing as vital and available as ever, enabling businesses to secure the assets they need. The Equipment Leasing and Finance Association’s (ELFA) Monthly Leasing and Finance Index, which reports economic activity for the $521 billion equipment finance sector, showed new business volume for August 2011, the latest data available, was up 33 percent over the same period in 2010.<br />
<br />
Despite some gains businesses are experiencing, economic recovery is slow. For businesses short on cash, equipment financing offers the following benefits:<br />
<br />
• enables expense planning<br />
<br />
• maintains cash flow<br />
<br />
• preserves capital<br />
<br />
• requires no down payment<br />
<br />
• can provide 100 percent financing.<br />
<br />
The flexibility of equipment financing, especially leases, is another key benefit that can enable customized solutions for a business’s accounting, tax or cash flow needs. Leases are available that allow for seasonal business fluctuations, lower monthly payments while a project is ramping up and the equipment is not yet generating revenue, and other specific circumstances a business may experience.<br />
<br />
Availability of Credit<br />
<br />
Access to credit is one of the many benefits equipment financing provides in a restricted credit environment. According to a study released in August 2011 by the National Small Business Association, 73 percent of small business owners report that their business had been impacted by the credit crunch. Among small business owners for whom capital availability has been a problem, 36 percent say that they have been unable to grow or expand the business.<br />
<br />
However, credit approvals in the equipment finance industry are historically higher than those for bank loans, and have been improving steadily, according to data from the ELFA. The role of the equipment finance industry in providing credit to businesses has wider economic impact, since in a typical recovery most job growth is generated by small firms.<br />
<br />
Advantages for All Business Cycles<br />
<br />
In addition to market-sensitive considerations that make equipment financing attractive to businesses, its operational advantages provide benefits in all economic cycles:<br />
<br />
Access to Equipment Expertise<br />
<br />
Many equipment finance companies have special relationships with manufacturers and distributors. This expertise also enables the best possible lease payment terms since their knowledge and experience with various equipment types allow equipment finance companies to accurately set the residual rate—the value of the leased equipment at the end of the lease term—for your equipment type.<br />
<br />
Equipment Obsolescence Management<br />
<br />
Funding equipment such as IT, communications and medical/healthcare equipment through leasing, loans or other financing arrangements helps manage equipment obsolescence by enabling updates. Certain leasing finance programs can allow for technology upgrades or replacements, so the risk of being caught with obsolete equipment is lower with leasing than with other equipment acquisition methods.<br />
<br />
No-Hassle Equipment Disposal<br />
<br />
Financing also allows upgrading without having to manage equipment disposal and other ownership burdens. Particularly with computers and other technology devices, disposal can be a complicated issue, governed by federal, state or local regulations, which equipment finance companies are well positioned to handle.<br />
<br />
Better Risk Management for Risky Times<br />
<br />
The risk of equipment ownership is a consideration for businesses regardless of business cycles. Investing in large capital expenditures represents a big financial risk, especially to small companies. Even with low interest rates that make purchasing attractive, the potential consequences of ownership can erode the upfront benefits. Risks incurred from managing assets, such as inconvenience, inexperience, obsolescence and loss of profitability, can be dramatically reduced through the transfer of equipment ownership to the equipment financing company. Financing removes many unnecessary risks, allowing businesses to focus on their core competencies.<br />
<br />
Outsourcing Equipment Management<br />
<br />
Businesses have cut back staff significantly over the last few years, and most businesses lack the resources or knowledge to efficiently manage and sell their old equipment and purchase new. The convenience of having equipment managed by a third party, such as an equipment financing company, essentially outsources the equipment management function.<br />
<br />
Valued Equipment Consulting<br />
<br />
Most importantly, the equipment financier can be considered a valued consultant, providing additional benefits through lifecycle asset management solutions. Financing companies can provide dependable asset management, which helps businesses track the status of equipment, schedule upgrades, and receive full equipment lifecycle services from installation to disposal.<br />
<br />
Equipping Business for Success<br />
<br />
Equipment leasing and financing plays a significant role in helping all types and sizes of commercial businesses in the United States to acquire the equipment they need with increased flexibility, regardless of business conditions. The role of the equipment finance industry in funding the capital expenditures businesses need to operate and grow contributes not only to businesses’ success, but to U.S. economic growth.<br />
<br />
Businesses who want to learn more about how they can incorporate equipment financing into their business strategies may visit www.EquipmentFinance101.org. This informational website has a wide range of resources, including a review of the various types of financing, a glossary of terms, a lease vs. loan comparison and questions to ask when financing equipment.<br />
<br />
©Equipment Leasing and Finance Association 2011. Reprinted with permission.<br />
<br />
William G. Sutton, CAE, is President and CEO of the Equipment Leasing and Finance Association, the trade association that represents companies in the $521 billion equipment finance sector, which includes financial services companies and manufacturers engaged in financing capital goods. This year the ELFA is celebrating 50 years of equipping business for success. For more information, please visit www.ELFAOnline.orgLCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com16tag:blogger.com,1999:blog-8662524598551636034.post-54655869776323606182011-11-15T08:09:00.000-08:002011-11-15T08:09:29.371-08:00The Medical Device Industry's "New Normal" | Qmed<a href="http://www.qmed.com/mpmn/medtechpulse/medical-device-industrys-new-normal#.TsKOkmJLyF8.blogger">The Medical Device Industry's "New Normal" | Qmed</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com3tag:blogger.com,1999:blog-8662524598551636034.post-9736260169670858272011-10-25T10:51:00.000-07:002011-10-25T10:51:19.154-07:00Financing Receivables: The Good, Bad, & Ugly | Hawkeye Management<a href="http://www.hawkeyemgmt.com/wp/2011/09/12/financing-receivables-the-good-bad-ugly/">Financing Receivables: The Good, Bad, & Ugly | Hawkeye Management</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com1tag:blogger.com,1999:blog-8662524598551636034.post-64749624829056465082011-10-02T18:20:00.000-07:002011-10-02T18:20:42.183-07:00The Sunny Side of the Durbin Amendment<a href="http://www.ecommercetimes.com/story/73267.html">The Sunny Side of the Durbin Amendment</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com1tag:blogger.com,1999:blog-8662524598551636034.post-88379066439511053312011-09-04T17:11:00.000-07:002011-09-04T17:11:08.678-07:00Convenience stores successfully introducing their own branded foodservice items, positioning themselves for greater overall sales as convenience-seeking consumers consolidate purchases: Packaged Facts<a href="http://www.industryintel.com/zepto/?event=readStory&id=3073700064&uR=53423#.TmLbZk4cOt8.twitter">Convenience stores successfully introducing their own branded foodservice items, positioning themselves for greater overall sales as convenience-seeking consumers consolidate purchases: Packaged Facts</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-84617914914900283922011-07-04T08:30:00.000-07:002011-07-04T08:30:24.509-07:00Alternative sources energize businesses - Pittsburgh Tribune-Review<a href="http://www.pittsburghlive.com/x/pittsburghtrib/news/s_745003.html">Alternative sources energize businesses - Pittsburgh Tribune-Review</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-8235104435169101752011-05-21T18:59:00.000-07:002011-05-21T18:59:31.615-07:00Twitter / @Ian Liddell: USDA Renewable Energy Gran ...<a href="http://twitter.com/#!/IU1fan/status/72119178496184320">Twitter / @Ian Liddell: USDA Renewable Energy Gran ...</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-12233562632430894722011-05-18T18:21:00.000-07:002011-05-18T18:21:45.408-07:00Customer Finance Programs Key to Increasing Sales<a href="http://ezinearticles.com/?Customer-Finance-Programs-Key-to-Increasing-Sales&id=80082">Customer Finance Programs Key to Increasing Sales</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-45278108613302238382011-05-08T10:26:00.000-07:002011-05-08T10:26:55.868-07:00A Surefire Way To Increase SalesBy offering leasing to your customers, you remove the primary objection that most prospects have in acquiring new equipment: having to ask a bank to lend them the money to buy it.<br />
<br />
Offering an option to lease will increase your sales by giving your customers a way to take home your equipment now. Imagine a client who has to go through the process of applying for a loan. This requires a few trips to the bank, lots of probing questions about their financial situation and their clients, and much waiting around. Given the difficulties of obtaining a loan, the project is much more likely to wind up on the back burner, and you’ve lost a sale. By offering a leasing option, you can offer your customer a new line of credit. In today’s unpredictable market, this can be extremely valuable to a prospective client. <br />
A leasing option can also make selling larger equipment or multiple pieces of equipment go much more smoothly. Imagine offering your premium model for an extra $50 a month as opposed to an extra $3,000. <br />
<br />
By offering a lease option, you will be able to quote a monthly payment during your sales call. It’s much easier for a customer to swallow a payment of $400 per month than an outlay of $15,000, or even a few thousand dollars down. By offering a monthly payment, your customer can focus on the benefits of owning your equipment; namely their increased efficiency, which will in turn save them time and money. You will be able to close the sale by comparing their increased efficiency to the inexpensive cost of leasing your equipment.<br />
<br />
Finally, a lease plan can increase the likelihood of repeat business by making it easy for a client to purchase more or trade up their existing equipment. Once the client is satisfied with a lease and familiar with the process, it is much more acceptable to repeat.<br />
Now picture your next sales call. Your client: “Gee, I’d sure love to purchase your Super G model XXVI, but it’s just not feasible with our budget.” You: “Have you ever thought about leasing?” Your client: “Hmmm… Leasing? Tell me more…”LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-17195031214912988212011-02-28T05:28:00.000-08:002011-02-28T05:28:19.415-08:00How to read and understand your credit report<a href="http://www.bankrate.com/finance/personal-finance/how-to-read-and-understand-your-credit-report-1.aspx">How to read and understand your credit report</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-90066732774933120412011-02-28T05:10:00.000-08:002011-02-28T05:10:25.599-08:00Bump up your credit score in a hurry<a href="http://www.bankrate.com/finance/credit-debt/tips-for-boosting-your-credit-score-1.aspx">Bump up your credit score in a hurry</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com2tag:blogger.com,1999:blog-8662524598551636034.post-27437007340081733132011-02-26T09:56:00.000-08:002011-02-26T09:56:45.450-08:00Credit reports: How to contact the credit bureaus (credit reporting agencies)<a href="http://www.bankrate.com/brm/green/cc/crdt2e.asp">Credit reports: How to contact the credit bureaus (credit reporting agencies)</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-21694364671504432942011-02-12T11:34:00.000-08:002011-02-12T11:34:56.317-08:00The ABCs of Business Credit - Entrepreneur.com<a href="http://www.entrepreneur.com/money/paymentsandcollections/article76886.html">The ABCs of Business Credit - Entrepreneur.com</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-25934959298543226742010-11-27T13:39:00.000-08:002010-11-27T13:39:25.557-08:007 Tricks of the Financing Trade<a href="http://wasteage.com/mag/waste_tricks_financing_trade/index.html">7 Tricks of the Financing Trade</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-64028076214184675972010-11-20T08:37:00.000-08:002010-11-20T08:40:39.126-08:00SBA Webinar - SBA Loans Offer More Middle Market Lending Capability<a href="http://www.sba.gov/idc/groups/public/documents/sba_program_office/bank_5000-1182.pdf">bank_5000-1182.pdf (application/pdf Object)</a> Is your bank prepared to make $5 million small business loans? The historic Small Business Lending Act, signed into law in October, more than doubles the loan size that qualifies for the Small Business Administration (SBA) loan guaranty programs. Specifically, the landmark legislation increases the SBA 7(a) and 504 limits from $2 million to $5 million (and for manufacturers and certain energy-related projects seeking 504 loans, to $5.5 million). This huge increase in loan size creates an unprecedented opportunity for small business lenders to grow their business.<br />
<br />
The size of the loan isn't the only thing that changes for lenders. The customer will change too. Certainly the prospects of increasing their borrowing will appeal to some existing customers. In addition, the $5 million loan size and SBA guaranty provision will also attract new applicants from larger companies and unfamiliar industries. Some of these new customers will have management teams with greater financial sophistication and a different approach to business relationships than the Main Street customer that is the traditional mainstay of small business lenders. Instead of business owners, you will be dealing with Chief Financial Officers. They will be comparing the terms you offer to those of conventional loans offered by larger banks and may expect you to negotiate accordingly.<br />
<br />
Bigger loans also means bigger risks. Converting the $5 million loan opportunities into profitable business requires lenders to adapt a fundamentally different approach to underwriting and risk assessment. Managing loans that are over twice the size of past loans means marketing, sales, back office, and servicing all need to be adjusted. Making $5 million loans is more than a new product launch -- lenders are truly entering a new business arena.<br />
<br />
This Coleman Webinar will identify the management mindset that must be adopted, issues you must address, plus the skills and infrastructure that must be developed to capitalize on this new $5 million opportunity. Three national experts on SBA loans and small business lending will address these questions:<br />
<br />
* Prospects: What industries and types of companies will now fit into the much larger credit box?<br />
* Marketing: How do I reach these new potential customers?<br />
* Underwriting: How do how I learn the industry outlook and the strength of an applicant's competitive position?<br />
* Do I need to move beyond a local industry assessment to a regional or even national assessment?<br />
* Compensation: How does compensation for sales and management need to be adjusted when the loan size more than doubles?<br />
* Processing: Has my SBA submission software been updated to incorporate the larger loan sizes? Do larger loans require additional documentation for the SBA?<br />
* Servicing: How is it different for a $5 million loan?<br />
<br />
In addition, these experts will answer your questions. You can pose your own question by asking it directly during the webinar. Alternatively, you can submit your question via email to Bob Coleman, the webinar moderator, and he will ask the question without identifying its source.<br />
<br />
Christopher G. Hurn, Chief Executive Officer/Cofounder,<br />
Mercantile Capital Corporation, Orlando, FL<br />
Mercantile Capital Corporation (MCC) reports that it is "the only company nationwide that exclusively focuses on providing SBA 504 loans for business owners to finance commercial property". Chris leads MCC's business development, underwriting and marketing functions. Previously, he worked as a senior management consultant, financier and executive with GE Capital, Heller Financial and NAI Realvest.<br />
<br />
Annmarie E. Murphy, Sr. Loan Officer / Owner,<br />
Live Oak Bank, Colorado Springs, CO<br />
Based on SBA 7(a) loan volume, Live Oak Bank ranks #3 nationally with gross 7(a) loan volume over $375 million for FY 2010 (ending September 30). Opened in 2008, Live Oak operates as a commercial bank focusing on SBA loans. Annemarie specializes in dental and veterinary financing with a concentration in expansion and construction loans. During her career, she has successfully closed over $225 million in healthcare loans. In 2005, Annemarie was named the SBA Financial Services Champion of the Year. Before joining Live Oak Bank, she served as Vice President, Healthcare Finance Division, United Western Bank; Regional Account Manager for CIT; and as an Assistant Vice President for Bank of America.LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-52949666269687913352010-11-03T04:46:00.000-07:002010-11-03T04:46:50.149-07:00EXCLUSIVE: PayNet says small business loans rise | Reuters<a href="http://www.reuters.com/article/idUSTRE6A03NP20101101">EXCLUSIVE: PayNet says small business loans rise | Reuters</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-48525872354252441042010-09-06T09:13:00.000-07:002010-09-06T09:13:39.694-07:0010 Ways to Get More Sales From Existing Customers<a href="http://www.inc.com/guides/2010/08/get-more-sales-from-existing-customers.html">10 Ways to Get More Sales From Existing Customers</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-46070372434163811482010-09-02T16:35:00.000-07:002010-09-02T16:35:48.191-07:00Manufacturing Growth Speeds Up - WSJ.com<a href="http://online.wsj.com/article/SB10001424052748703882304575465302090575676.html?mod=djemITP_h&mg=com-wsj">Manufacturing Growth Speeds Up - WSJ.com</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com1tag:blogger.com,1999:blog-8662524598551636034.post-47919065323024753962010-08-07T08:57:00.000-07:002010-08-07T08:57:50.181-07:00Business Growth Insights<a href="http://blog.onecoach.com/">Business Growth Insights</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0tag:blogger.com,1999:blog-8662524598551636034.post-72440139398688322232010-07-22T16:59:00.000-07:002010-07-22T16:59:04.351-07:00DEFINING A GAME CHANGING COMPANY | Equipment World | Construction Equipment, News and Information | Heavy Construction Equipment<a href="http://www.equipmentworld.com/defining-a-game-changing-company/">DEFINING A GAME CHANGING COMPANY | Equipment World | Construction Equipment, News and Information | Heavy Construction Equipment</a>LCMasonOHhttp://www.blogger.com/profile/02840369476895653000noreply@blogger.com0